Helping people reach their goals

• Three Benefits of Making a Down Payment When You Borrow Money to Buy a Car

  14 June 2016

  If you are taking out a loan to finance a car, you may want to consider using a down payment. Whether you are taking out a loan from a bank or from a financier who works specifically with people with bad credit, there are a range of benefits of having a down payment. Here's a look at some of the benefits. 1. Lower Monthly Payments When you make a down payment, you reduce the amount of money you have to finance.

• Migrant Mortgage: Understanding Home Loans for Non-Citizens

  16 November 2015

  A permanent residential structure is an important asset to consider acquiring if you have migrated into Australia. This choice has long-term economic benefits compared to renting an apartment. In simple terms, the cumulative rental fee for apartment space will be high for prolonged residence. In addition, a permanent house will gain value over time, allowing you to sell it at a profit in the future. One of the crucial aspects that you must evaluate when looking for a home is financing.

• Factors to Consider Before Refinancing Your Car Loan

  15 June 2015

  Many people know a lot about refinancing their home mortgages but some do not know about car loan refinancing. Consequently, they miss an avenue through which they can access funds for other activities like settling urgent medical bills. This article discusses some factors you should have in mind as you refinance your car loan: Your Average Car Ownership Duration Many people never owned a given car for very long before trading it in for another one.

• Questions To Ask Before Hiring a Debt Collector

  26 May 2015

  If you're a creditor, trying to pry money owed to you by a client or customer can be frustrating, especially if the debtor has changed address or gone on the run. That's why you may want to consider hiring a debt collection agency that employs methods such as direct contact, threat of litigation and negotiation to get you the money you are owed. But before you hire one of these professionals, here are some questions to ask them to ensure that you are getting the most bang for your buck.

• Best car loan options for new drivers

  26 March 2015

  Now you've passed your P plates, it's time to hit the road. If you need a car to get to work or just to friends' houses, borrowing a car from your family members can be inconvenient and subject to the whims of the person you are borrowing from. Young drivers can find getting car loans tricky especially if they have variable income from a casual work. Here are some tips on how to get a car loan, so you have access to your own vehicle.