Factors to Consider Before Refinancing Your Car Loan

Posted by on Jun 15, 2015 in Uncategorized | Comments Off on Factors to Consider Before Refinancing Your Car Loan

Many people know a lot about refinancing their home mortgages but some do not know about car loan refinancing. Consequently, they miss an avenue through which they can access funds for other activities like settling urgent medical bills. This article discusses some factors you should have in mind as you refinance your car loan: Your Average Car Ownership Duration Many people never owned a given car for very long before trading it in for another one. As you consider refinancing your car loan, think about the length of time you usually take...

read more

Questions To Ask Before Hiring a Debt Collector

Posted by on May 26, 2015 in Uncategorized | Comments Off on Questions To Ask Before Hiring a Debt Collector

If you’re a creditor, trying to pry money owed to you by a client or customer can be frustrating, especially if the debtor has changed address or gone on the run. That’s why you may want to consider hiring a debt collection agency that employs methods such as direct contact, threat of litigation and negotiation to get you the money you are owed. But before you hire one of these professionals, here are some questions to ask them to ensure that you are getting the most bang for your buck. Do You Have Errors and Omissions Insurance?...

read more

Best car loan options for new drivers

Posted by on Mar 26, 2015 in Uncategorized | 0 comments

Now you’ve passed your P plates, it’s time to hit the road. If you need a car to get to work or just to friends’ houses, borrowing a car from your family members can be inconvenient and subject to the whims of the person you are borrowing from. Young drivers can find getting car loans tricky especially if they have variable income from a casual work. Here are some tips on how to get a car loan, so you have access to your own vehicle. Collect Your Average Pay Slips from the Last 6 Months If your payslips vary over time then...

read more

How to Consolidate and Pay Off Multiple Debts with a Home Loan

Posted by on Mar 12, 2015 in Uncategorized | 0 comments

Are collection agencies or creditors calling you every now and then because of an outstanding debt? If so, consider using home loans to pay of a few debts at once. If you’re interested, there are two types of home loans that you may use to consolidate your debts. Learn about them below. What is debt consolidation? This is a process that enables a borrower to repay multiple debts, using a single monthly payment. To achieve this, you have to take a single loan and use it to pay off all your outstanding debts at once. By so doing, the...

read more